Product · Property Investing

Own the building, not the debt.

Buy fractions of vetted rental properties through Shariah-structured property tokens. Earn your share of the rent, vote on decisions, and exit through the secondary marketplace whenever you choose.

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What It Is

Real property. Real rent. Real ownership.

Each property is held in a dedicated Shariah-compliant structure and divided into tokens representing genuine legal co-ownership (musharaka). Token holders earn rental income pro-rata and share in any appreciation. There is no mortgage and no interest anywhere in the structure.

Golden Islamic lattice home glowing from within
How It Works

From listing to liquidity

01

Vetted

Properties pass institutional-grade due diligence and Shariah review before listing.

02

Tokenised

Ownership is divided into property tokens registered on the Shariah Register.

03

Earning

Rental income is distributed to token holders pro-rata, on-chain.

04

Liquid

Exit by selling tokens on the secondary marketplace, or vote to sell the property.

Musharaka Ownership

Genuine legal co-ownership, never lending.

Rental Yield

Income from real tenants, not interest.

Token Governance

Every token carries a vote on the asset.

Built-In Liquidity

Secondary market plus the Halal Liquidity Pools.

Key features

  • Fractional entry from a low minimum
  • Institutional-grade property vetting
  • Pro-rata rental income, distributed on-chain
  • Vote-to-sell governance on every asset
  • Exit via secondary marketplace
Tokenised Real Estate

Where property meets the chain

This is tokenised real-estate investment end to end. The same property tokens are certified on the Shariah Register and gain instant liquidity through the Halal Liquidity Pools.

Explore Tokenised Assets
How instant liquidity works
Why It's Different

Property ownership done the halal way.

01

Real Co-Ownership

You hold a genuine share of the property under musharaka, not a debt claim. Rent and appreciation accrue to owners, not lenders.

02

No Interest-Bearing Debt

Deals are structured without conventional mortgages, so no riba sits anywhere in the chain of ownership.

03

Liquidity Without Leverage

Sell your share through the secondary marketplace and pools, rather than refinancing or borrowing against the asset.

Questions

Property investing FAQ

Is fractional property ownership halal?

Yes, when the tokens confer genuine co-ownership (musharaka) and income comes from rent, not lending. Each property structure will be reviewed and approved by our Shariah Supervisory Board before listing.

How do I exit?

Sell your tokens on the secondary marketplace, exit instantly via the liquidity pools, or vote with other holders to sell the asset and distribute the proceeds.

What about home financing?

Rizq focuses on property as an investment. Rent-to-own pathways for your own home are being explored with partners for a later phase.

In the App

Own a slice of real property

Co-own vetted rental properties through tokenised Musharaka, earn monthly rent pro-rata to your tokens, and exit on the secondary market.

Rizq app property investing deal

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Join the founding community and get priority access.

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