The future of Islamic finance is on-chain.
Blockchain brings transparency, automation and trust to Islamic finance — without compromising a single Shariah principle.
Conventional DeFi vs Islamic DeFi
Conventional DeFi
- Interest-based lending (riba)
- Speculative, high gharar instruments
- Opaque, unverified asset backing
- No moral screening of activity
Islamic DeFi by Rizq
- Profit-sharing only — zero riba
- Asset-backed, low-gharar by design
- On-chain Shariah RWA register
- Scholar-certified at the protocol level
How a Shariah-compliant liquidity pool works
Pure musharaka profit-sharing. The pool provides instant liquidity for tokenised assets and shares the profit with everyone who staked.
Stake
Holders stake RIZQ tokens into the halal pool.
Liquidity
An investor needs to exit — the pool acquires their RWA at the prevailing market price.
Resale
The asset lists on the Rizq secondary marketplace.
Profit Shared
On sale, profit is distributed pro-rata to every staker.
Zero Interest
All returns are profit-sharing — never fixed.
Asset-Backed
Every position backed by real tokenised assets.
On-Chain
Every distribution visible in real time.
Shariah-Governed
Structured under musharaka, for certification by our Shariah board.
Eight pillars of Shariah-compliant DeFi
Tokenised Assets
Gold, silver, commodities, sukuk and property — tokenised 1:1 with real ownership and tradeable in fractions.
Learn more → 02Halal Staking
Earn a Ju'ala-based share of real platform revenue for governance and network work — never a fixed rate.
Learn more → 03Halal Financing
Interest-free Qard al-Hasan and asset-backed, risk-shared private credit — funded by the community, never by riba.
Learn more → 04Halal Digital Assets
Screened cryptocurrencies and fully-backed stablecoins — fatwa-grounded, register-gated, continuously reviewed.
Learn more → 05Halal Liquidity Pools
Earn from genuine trading activity, not interest. Risk is shared between all participants — pure mudaraba.
Learn more → 06On-Chain Shariah RWA Register
A public, immutable register of Shariah-certified real-world assets. Anyone can verify compliance instantly.
Learn more → 07Smart-Contract Zakat
When the hawl passes and nisab is met, 2.5% is calculated and distributed automatically on-chain.
Learn more → 08Transparent Charity
Every Zakat and sadaqah distribution recorded on-chain. See exactly where your giving goes.
Learn more →Islamic DeFi, made simple
Stake, provide liquidity and earn from genuine profit-share — every position structured to avoid interest.
