Product · Halal Investing

Invest in what's permitted.

Shariah-screened stocks, ETFs and sukuk — with impermissible income purified automatically, under a screening methodology approved by our Shariah Supervisory Board.

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What It Is

Grow your wealth without compromising your deen.

Halal investing lets you participate in global markets while staying within Islamic boundaries. We screen every company against Shariah principles and purify any incidental impure income — so your portfolio stays genuinely clean.

Halal investing portfolioHalal Investing
How It Works

How a stock becomes halal

Every security passes through four filters before it reaches your portfolio.

1
Business Activity Screen
Exclude companies earning mainly from alcohol, gambling, conventional finance, weapons or adult content.
2
Financial Ratio Screen
Interest-bearing debt and impure income must stay below AAOIFI-aligned thresholds.
3
Purification
Any small incidental impure income is calculated and donated to charity.
4
Halal Portfolio
What remains is genuinely Shariah-compliant — ready to invest.

What you can hold

  • Shariah-screened global stocks & ETFs
  • Sukuk (Islamic investment certificates) for asset-backed income
  • Ethical, themed halal funds
  • Stocks & Shares ISA wrapper (UK)
  • Automated purification calculator
Why Rizq

Competitive, not compromised

Modern infrastructure strips out the cost and complexity that made halal investing expensive. You get diversification, low fees and full transparency — the same standards as any leading platform, within Shariah boundaries.

Read the full halal investing guide
How You Invest

Three ways to invest, all halal.

01

Managed Portfolios

Pick a risk level and we build, monitor and auto-rebalance a diversified halal portfolio for you. Hands-off investing for everyone.

02

Self-Directed

Prefer control? Trade individual Shariah-screened global stocks and ETFs yourself, with live compliance on every ticker.

03

Rizq Halal Funds

Invest in our own-brand halal funds — a Global Halal Equity fund and a Sukuk Income fund — diversified in a single holding.

Managed Portfolios

Choose your risk level.

Conservative

Capital-preservation focus. Heavier in sukuk income, lighter in equities.

Balanced

A steady blend of halal equities and sukuk for moderate growth.

Growth

Equity-led for higher long-term growth, with sukuk ballast.

Adventurous

Maximum halal equity exposure for the longest horizons.

Every portfolio is auto-rebalanced as markets move and purified automatically. Returns are never guaranteed.

Where it can live

  • Stocks & Shares ISA wrapper
  • Pension (SIPP) wrapper
  • General investment account
  • Auto-purification on all holdings
Tax-Efficient Wrappers

Grow it in the right wrapper

Holding your halal investments inside an ISA or pension means growth is tax-efficient as well as Shariah-compliant in the UK, with equivalent wrappers offered by region. The right wrapper keeps more of your return working for you.

Questions

Halal investing FAQ

How is a stock certified halal?

It must pass a qualitative business screen and a quantitative financial screen, and is re-reviewed regularly as balance sheets change.

What is purification?

The small proportion of any impermissible income attributable to your holding is calculated and given to charity, keeping your returns clean.

Are returns lower than conventional investing?

No inherent disadvantage — halal portfolios diversify across screened equities and sukuk and have historically been competitive.

In the App

Your whole portfolio, in your pocket

Track every holding, see your allocation and performance, and invest in screened equities, sukuk and gold from one Shariah-first dashboard.

Rizq app portfolio dashboard

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