Product · Payments & Card

Move money globally. Keep it halal.

A zero-interest balance, instant low-cost remittances on stablecoin rails, and a card that spends your halal wealth anywhere — riba never touches your money.

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What It Is

Everyday money, without riba.

Your balance never earns or pays interest. Transfers settle on-chain in minutes for a fraction of legacy remittance cost. And the Rizq card spends directly from your balance, anywhere cards are accepted.

Emerald payment card with golden Islamic geometric pattern
What You Get

Spend, send, settle

01

Zero-Interest Balance

Your money is held, not lent. It earns nothing and costs nothing in riba.

02

Global Remittances

Send money across borders on stablecoin rails — minutes, not days, at minimal cost.

03

The Rizq Card

Spend your balance anywhere cards are accepted, online and in-store.

04

On-Chain Settlement

Every payment recorded transparently with instant finality.

Key features

  • No interest earned, paid or facilitated
  • Transparent flat transfer fees
  • Multi-currency support
  • Spending controls and instant freeze
Why It Matters

Built for the global ummah

Workers sending money home lose billions to remittance fees every year, and too often the rails carrying that money are tangled in interest. Halal rails fix both problems at once: the cost and the compliance.

Powered by screened stablecoins
Money Management

See your whole financial picture.

01

Account Aggregation

Connect external bank accounts to view all your balances in one halal dashboard.

02

Halal Budgeting

Set goals, track spending by category, and keep every pound aligned with your values.

03

Automated Zakat Tracking

Your wealth is tracked year-round so your Zakat is ready to calculate when the hawl completes.

Questions

Payments & card FAQ

Is holding money without interest a loss?

No. Growth belongs in investment products, where returns come from real assets and shared risk. Your spending money is deliberately separated from that — it is held safely, not put to work without your say.

How are transfers so cheap?

Stablecoin settlement removes the chain of correspondent banks that legacy remittances pass through. Fewer intermediaries means lower fees and faster arrival.

Is the card Shariah-compliant?

Yes. It is debit-style spending of your own balance. No credit, no interest, ever.

In the App

A debit card with no riba, anywhere

Spend with a fully halal card, see every transaction screened in real time, and freeze or top up in a tap.

Rizq app halal payments card

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