Islamic FinTech · Now Building

Finance that serves
your faith.
And your future.

Halal investing, profit-sharing savings, property investing and Shariah-compliant DeFi, all in one platform. No riba. No compromise.

$5T
Islamic finance market by 2026
1.8B
Muslims worldwide
15%
Annual growth in demand
The Gap We Are Closing

A financial system that was never built for 1.8 billion people.

Conventional finance runs on interest — which Islam prohibits. So the mortgages, savings and investments billions rely on are off the table for practicing Muslims. The halal alternatives that exist are costly and hard to reach. We are changing that.

70%+ of Muslim-majority nations lack accessible halal finance
Source: World Bank Financial Inclusion Data
Finance Products

Everything you need to grow your wealth, the halal way

Halal investing portfolio illustrationHalal Investing

Halal Investing

Shariah-screened stocks, sukuk and ethical funds — impure income purified automatically.

Profit sharing savings illustrationProfit-Sharing Savings

Profit-Sharing Savings

Grow savings through mudaraba, not interest — a share of real returns from halal assets.

Golden Islamic lattice home glowing from withinProperty Investing

Property Investing

Fractions of vetted rental properties as Shariah-structured tokens. Rent in, riba out.

Zakat calculator illustrationZakat Tools · Live

Zakat & Islamic Tools

Our Zakat calculator is live today — scholar-reviewed across every asset type.

Open calculator
Halal Liquidity Infrastructure

How a Shariah-compliant liquidity pool works

Pure musharaka profit-sharing. When an investor needs liquidity, the pool acquires their tokenised asset at the prevailing market price, resells it on the marketplace, and shares the resulting profit — or loss — with everyone who staked. No interest. No excessive gharar.

01

Stake

Holders stake RIZQ tokens into the halal pool.

02

Liquidity

An investor needs to exit — the pool acquires their RWA at the prevailing market price.

03

Resale

The asset lists on the Rizq secondary marketplace.

04

Profit Shared

On sale, profit is distributed pro-rata to every staker.

Zero Interest

All returns are profit-sharing — never fixed.

Asset-Backed

Every position backed by real tokenised assets.

On-Chain

Every distribution visible in real time.

Shariah-Governed

Structured under musharaka, for certification by our Shariah board.

Rizq app Zakat calculation and on-chain distribution
Coming With Platform Launch

Zakat — calculated, confirmed and distributed on-chain

The platform calculates your Zakat from every investment activity, confirms the amount with you, then distributes it instantly by smart contract to the causes you choose — fully traceable on the blockchain.

Try the Zakat Calculator
How It Works

From sign-up to a Shariah-compliant portfolio

  1. 01

    Join the waitlist

    Become part of the founding community shaping what we build.

  2. 02

    Create your account

    A fast, secure verification gets you set up in minutes.

  3. 03

    Choose your products

    Halal investing, savings, property investing or DeFi pools.

  4. 04

    Grow your rizq

    Watch your wealth grow — full transparency, zero riba.

Rizq app sign in screen Rizq app welcome screen Rizq app identity verification
Our Founding Commitments

Five principles we will never compromise on

01

Halal by default

Every product to be certified by our Shariah Supervisory Board before launch. A foundation, not an afterthought.

02

Radically transparent

What we build, what it costs, what it doesn't do. No hidden fees.

03

Education first

You should understand every product you use. We educate, not just sell.

04

Community shaped

Built with the global Muslim community, not just for it.

05

No riba. Ever.

Non-negotiable. The reason we exist.

Join the Founding Community

Be part of what we are building.

Follow our progress, shape the platform, and be first in line when products launch. No spam — just meaningful updates, insha'Allah.

Questions Answered

Frequently asked questions

Is Islamic finance only for Muslims?

No. The ethics behind it — fairness, asset-backing, shared risk — appeal far beyond the Muslim community. In the UK, 20% of Islamic mortgage customers are non-Muslim.

How is a Shariah savings account different?

It uses mudaraba (profit-sharing) instead of interest. Your money is invested in halal assets and you receive a share of the real returns generated — not a fixed interest rate.

What makes halal DeFi pools different?

They earn from genuine trading activity, not interest-based lending. Risk is shared between participants and assets are Shariah-screened — aligning with mudaraba principles.

How does on-chain Zakat work?

Smart contracts track your holdings and time. When wealth stays above nisab for a full lunar year, 2.5% is calculated and routed to verified recipients — all visible on-chain.